What would you do with extra cash?

• Pay unexpected bills
• Get your car fixed
• Avoid bounced check fees
• Take a vacation
• Whatever you want!

It's easy to get the cash you need! Just fill out our short form and one of our partners will contact you within 24 hours to put money in your pocket. Do it now!

Get Your Cash Fast!

Whether you call it a payday advance, a payday loan, a payroll loan, cash advance or paycheck advance, you'll find what you're looking for here. KABAYAN Lending Centre offers payday loans and cash advances of up to $500 for qualified customers. We believe in treating each customer with honest respect, and we give our personal attention to your individual needs.

If the bills are stacking up and you are facing shut-offs and disconnects, KABAYAN Lending Centre can provide some instant relief. No matter what your credit circumstances are. You'll be approved as soon as we receive and review your application and a few documents via fax. We don't do credit checks. Only your check writing history. This is completely confidential.

In conclusion, thank you for giving us the opportunity to earn your business. Make sure to bookmark this site so when you, or someone you know, has a need for a short term personal loan, it will be readily available. We do hope you'll come back when the need arises again. Thank you...

Get Cash in as little as 24hours.

We're one of the very, very few sources that will lend for short term personal loans. Get the cash you need for the urgent priorities in your life. Call us for your cash loan till payday!

Get the cash you need for whatever the need....unexpected bills, emergencies, covering overdrafts or for special occasions....

It's Your Cash!

Approval only takes minutes and up to $500 can be in your hands as early as tomorrow!  - your personal information is 100% safe.

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Requirements

Qualifying is easy and you don't need to worry about your credit. You can qualify if you/have:  Two forms of government ID

	2 Government Issued ID's
	A telephone bill in your name and mailed to your address (Or any other utility bill)
	Your last two consecutive pay stubs
	A bank statement from the account into which your pay cheque is deposited, showing your last 30 days of banking transactions
	An active chequing account (at least opened in the last 3months)
	Been at your job for at least 3months or receive regular income
	Make at least $1000/month
	Are 19 years of age or older, and a Canadian Citizen/permanent resident
	Live-in Caregivers - contact us for your options

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FAQ (Frequently Asked Questions)

1. What is cash advance?
2. Can I qualify?
3. How much can I qualify for?
4. What does it cost?
5. When do I repay?
6. How do I get a bank statement?
7. My employer deposits directly to my bank account - How do I get a pay stub?
8. I'm a little low on funds can I get an extension?
9. Who can I contact if I have questions that are not listed here?

1. What is a cash advance?

A cash advance provides you with emergency cash when you need it most...usually between paydays! Simply complete our application, sign and fax in your documents - once we receive it we will call you to confirm and set up an appointment. Your cash could be on the way, usually the next business day!

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2. Can I qualify?

Qualifying is easy and you don't need to worry about your credit. You can qualify if you:

• Currently have a job (at least 3months or receive regular income)
• Make at least $1000 per month
• Are 19 years of age or older and a Canadian citizen/permanent resident.  Live-in Caregivers or Temporary Status Holders, please call our office for an appointment.
• Have an active checking account (at least opened in the last 3months
• Other requirements may apply

First time customers can qualify for a max. of $500.  Subsequent loan applications will be increased to $100, $200, $300 to a max. of $1500 (depending on income)

Even bankruptcy, bounced checks, charge-offs and other credit hassles don't prevent you from getting the cash advance you need!

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3. How much can I qualify for?

How much you qualify for depends on a number of factors including your income and other factors. To see how much you can qualify for, simply complete our fast two minute online application, sign and fax in your documents and your cash is on the way, usually the next business day!

And don't worry, any credit type can qualify, even bankruptcy, charge-offs and bounced checks!

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4. What does it cost?

Cash advance loans are designed for emergency situations when you are short of cash and need money fast! Family emergencies, unexpected car repairs, overdrafts, telephone reconnection and deposits are just some of the urgent cash needs our customers have experienced.

 Our service fees are very competitive - with repayment terms of up to three months!

Your fees are less than the cost of not having the cash you need when you need it - overdraft fees, bounced check charges, taxes, even losing your job because you can't get to work! Actual fees are determined based on the information you provide when you submit your loan application.

Your cash can often be picked up within 4hours - and you don't repay until your next payday!

Apply now!  Click HERE for an application

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5. When do I repay?

Your repayment is the best part.  You write us a post dated check -payable on your payday.  You get cash when you need it most and repay when you have it!

Still a little short on payday? No problem! Our customers are automatically refinanced every pay period. Just come to our office and pay the finance charge in cash.  We will hold your check till the next payday.

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6. How do I get a bank statement?

You can contact your bank directly or visit their website and get copies of your bank statement information.

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7. My paycheck is deposited directly to my bank account. How do I get a pay stub?

You can contact your employer directly to get copies of your pay stub.

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8. I'm a little low on funds; can I get an extension?

If your next payday comes around and you are not as caught up as you had planned, don't worry; we have it covered. We will automatically extend your due date. You will have to come to our office and pay the old loans finance charge in cash.   Additional fees will apply, but you will be able to repay your cash advance from future paychecks. 

WE WILL HOLD YOUR CHECK

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9. Who can I contact if I have questions that are not listed here?

You can call KABAYAN Lending Centre at: 604-767-2118 leave message if no answer. Email is our fastest contact point. info@kabayanlending.com

Clients MUST make an appointment.

Corporate Address: Suite 4 - 2510 Watson Street, Vancouver, BC Canada V5T 3G9

 

Get your Cash in as little as 24hours.

It's Your Cash!

Approval only takes minutes and $$$ can be in your hands!  - your personal information is 100% safe.

Apply now!  Click HERE for application

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Please note that EL APOSTOL (Canada)  is not a lender. This is not, and is not intended to be, an application. In accordance with our privacy policy, the information you voluntarily provide will be furnished to one or more of our marketing partners, who may contact you directly to discuss cash advance services with you.